How It Works
DTI=monthly debt payments/(gross annual income/12)×100. Lender qualification rules vary; this is a ratio, not an approval decision.
Reference Sources
FAQs
How does this calculator work?
DTI=monthly debt payments/(gross annual income/12)×100. Lender qualification rules vary; this is a ratio, not an approval decision.
What assumptions should I check?
Check the units and definitions shown beside each input. Results use the values you enter.