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CD Calculator

Calculate a certificate of deposit’s maturity value from its quoted annual percentage yield.

How It Works

Maturity=deposit×(1+APY)^(months/12). APY already includes compounding.

Assumes interest stays on deposit. Excludes tax, early-withdrawal penalties and provider-specific day-count rules.

Reference Sources

FAQs

How does this calculator work?

Maturity=deposit×(1+APY)^(months/12). APY already includes compounding.

What assumptions should I check?

Assumes interest stays on deposit. Excludes tax, early-withdrawal penalties and provider-specific day-count rules.